:root{
  --ink:#0d141d; --navy:#151c26; --navy-2:#1d2836; --gold:#c9a961; --gold-2:#b3924a;
  --paper:#fff; --mist:#f7f8fa; --line:#e5e8ed; --muted:#5b6575; --text:#1b2330;
  --maxw:1200px; --prose:760px;
  --f: "Inter", -apple-system, BlinkMacSystemFont, "Segoe UI", Helvetica, Arial, sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{margin:0;font-family:var(--f);color:var(--text);background:var(--paper);
  font-size:17px;line-height:1.65;-webkit-font-smoothing:antialiased}
img{max-width:100%;height:auto;display:block}
a{color:inherit}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-9999px}
.skip:focus{left:8px;top:8px;background:#fff;padding:10px 14px;z-index:200;border:2px solid var(--gold)}

/* ---------- header ---------- */
.hdr{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.94);
  backdrop-filter:saturate(180%) blur(12px);border-bottom:1px solid var(--line)}
.hdr-in{display:flex;align-items:center;gap:28px;height:78px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;flex:0 0 auto}
.brand img{height:34px;width:auto}
.brand b{font-size:19px;letter-spacing:-.02em;font-weight:700;color:var(--navy)}
.brand span{display:block;font-size:11px;letter-spacing:.13em;text-transform:uppercase;color:var(--muted);font-weight:500}
nav.main{margin-left:auto;display:flex;align-items:center;gap:4px}
nav.main>a,.dd>button{font:inherit;font-size:15px;font-weight:500;color:var(--text);
  background:none;border:0;cursor:pointer;text-decoration:none;padding:10px 13px;border-radius:8px;white-space:nowrap}
nav.main>a:hover,.dd>button:hover{background:var(--mist);color:var(--navy)}
.dd{position:relative}
.dd>button::after{content:"";display:inline-block;width:5px;height:5px;margin-left:7px;vertical-align:2px;
  border-right:1.6px solid currentColor;border-bottom:1.6px solid currentColor;transform:rotate(45deg);opacity:.55}
.dd-menu{position:absolute;top:calc(100% + 8px);right:0;min-width:290px;background:#fff;border:1px solid var(--line);
  border-radius:14px;box-shadow:0 18px 50px rgba(13,20,29,.14);padding:8px;display:none}
.dd-menu.wide{min-width:560px;display:none;grid-template-columns:1fr 1fr;gap:2px}
.dd[data-open="1"] .dd-menu{display:block}
.dd[data-open="1"] .dd-menu.wide{display:grid}
.dd-menu a{display:block;padding:10px 12px;border-radius:9px;text-decoration:none;font-size:14.5px;color:var(--text)}
.dd-menu a:hover{background:var(--mist);color:var(--navy)}
.btn-nav{background:var(--navy);color:#fff !important;padding:11px 18px !important;border-radius:999px;font-weight:600}
.btn-nav:hover{background:var(--navy-2) !important}
.burger{display:none;margin-left:auto;background:none;border:1px solid var(--line);border-radius:10px;
  width:44px;height:44px;cursor:pointer;align-items:center;justify-content:center}
.burger span{display:block;width:18px;height:1.6px;background:var(--navy);position:relative}
.burger span::before,.burger span::after{content:"";position:absolute;left:0;width:18px;height:1.6px;background:var(--navy)}
.burger span::before{top:-6px}.burger span::after{top:6px}

/* ---------- hero ---------- */
.hero{background:var(--navy);color:#fff;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;inset:0;pointer-events:none;
  background:radial-gradient(900px 420px at 88% -10%, rgba(201,169,97,.16), transparent 65%)}
.hero-in{position:relative;z-index:1;padding:96px 0 84px;max-width:880px}
.eyebrow{font-size:12.5px;letter-spacing:.2em;text-transform:uppercase;font-weight:600;color:var(--gold);margin:0 0 20px}
.hero h1{font-size:clamp(34px,5.2vw,60px);line-height:1.04;letter-spacing:-.03em;font-weight:650;margin:0 0 22px}
.hero .lead{font-size:clamp(17px,2vw,21px);line-height:1.55;color:#c8cfda;max-width:660px;margin:0 0 34px}
.cta-row{display:flex;flex-wrap:wrap;gap:12px}
.btn{display:inline-block;text-decoration:none;font-weight:600;font-size:15.5px;padding:14px 26px;border-radius:999px;
  transition:transform .15s ease, background .15s ease}
.btn:hover{transform:translateY(-1px)}
.btn-gold{background:var(--gold);color:#17202c}
.btn-gold:hover{background:var(--gold-2)}
.btn-ghost{border:1px solid rgba(255,255,255,.34);color:#fff}
.btn-ghost:hover{background:rgba(255,255,255,.09)}
.btn-dark{background:var(--navy);color:#fff}
.btn-dark:hover{background:var(--navy-2)}

/* ---------- prose ---------- */
main{display:block}
.prose{max-width:var(--prose);margin:0 auto;padding:72px 24px 20px}
.prose h2{font-size:clamp(25px,3.2vw,34px);line-height:1.18;letter-spacing:-.022em;font-weight:650;
  margin:56px 0 18px;color:var(--navy)}
.prose h2:first-child{margin-top:0}
.prose h3{font-size:20px;font-weight:650;letter-spacing:-.01em;margin:38px 0 12px;color:var(--navy)}
.prose p{margin:0 0 20px}
.prose ul,.prose ol{margin:0 0 22px;padding-left:22px}
.prose li{margin:0 0 10px}
.prose li::marker{color:var(--gold)}
.prose a{color:var(--navy);text-decoration:underline;text-decoration-color:rgba(201,169,97,.75);
  text-underline-offset:3px;text-decoration-thickness:1.5px}
.prose a:hover{color:var(--gold-2)}
.prose blockquote{margin:28px 0;padding:4px 0 4px 22px;border-left:3px solid var(--gold);color:var(--muted);font-size:18px}
.prose table{width:100%;border-collapse:collapse;margin:26px 0;font-size:15.5px}
.prose th,.prose td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--line);vertical-align:top}
.prose th{background:var(--mist);font-weight:650;color:var(--navy)}
.kick{font-size:12px;letter-spacing:.19em;text-transform:uppercase;font-weight:650;color:var(--gold-2);
  margin:56px 0 -6px}
.kick + h2{margin-top:10px}

/* ---------- cards ---------- */
.band{background:var(--mist);border-top:1px solid var(--line);border-bottom:1px solid var(--line);padding:76px 0}
.band-head{max-width:720px;margin:0 0 40px}
.band-head h2{font-size:clamp(24px,3vw,33px);letter-spacing:-.022em;font-weight:650;margin:10px 0 12px;color:var(--navy)}
.band-head p{color:var(--muted);margin:0;font-size:17px}
.grid{display:grid;gap:16px;grid-template-columns:repeat(auto-fill,minmax(285px,1fr))}
.card{background:#fff;border:1px solid var(--line);border-radius:16px;padding:24px 22px;text-decoration:none;
  display:flex;flex-direction:column;gap:9px;transition:border-color .16s,box-shadow .16s,transform .16s}
.card:hover{border-color:#d3c49c;box-shadow:0 14px 34px rgba(13,20,29,.09);transform:translateY(-2px)}
.card .k{font-size:11.5px;letter-spacing:.16em;text-transform:uppercase;font-weight:650;color:var(--gold-2)}
.card h3{margin:0;font-size:19px;font-weight:650;letter-spacing:-.015em;color:var(--navy);line-height:1.3}
.card p{margin:0;color:var(--muted);font-size:14.8px;line-height:1.55}
.card .go{margin-top:auto;padding-top:10px;font-size:14px;font-weight:600;color:var(--navy)}
.card .go::after{content:" →";color:var(--gold-2)}

/* ---------- contact ---------- */
.cols{display:grid;gap:44px;grid-template-columns:1.1fr .9fr;align-items:start}
.panel{background:var(--mist);border:1px solid var(--line);border-radius:18px;padding:28px}
.panel h3{margin:0 0 6px;font-size:17px;color:var(--navy);font-weight:650}
.panel p{margin:0 0 18px;color:var(--muted);font-size:15.5px}
.panel a{color:var(--navy)}
.field{margin:0 0 15px}
.field label{display:block;font-size:13.5px;font-weight:600;color:var(--navy);margin:0 0 6px}
.field input,.field select,.field textarea{width:100%;font:inherit;font-size:15.5px;padding:12px 14px;
  border:1px solid var(--line);border-radius:11px;background:#fff;color:var(--text)}
.field textarea{min-height:130px;resize:vertical}
.field input:focus,.field select:focus,.field textarea:focus{outline:2px solid var(--gold);outline-offset:1px;border-color:transparent}
.note{font-size:13.5px;color:var(--muted);margin:14px 0 0}

/* ---------- footer ---------- */
.ftr{background:var(--navy);color:#aeb8c6;padding:66px 0 34px;font-size:15px}
.ftr a{color:#d7dee8;text-decoration:none}
.ftr a:hover{color:var(--gold)}
.ftr-grid{display:grid;gap:36px;grid-template-columns:1.5fr 1fr 1fr 1fr}
.ftr h4{color:#fff;font-size:12.5px;letter-spacing:.16em;text-transform:uppercase;margin:0 0 16px;font-weight:650}
.ftr ul{list-style:none;margin:0;padding:0}
.ftr li{margin:0 0 10px}
.ftr img{height:34px;margin:0 0 16px}
.ftr .about{max-width:290px;line-height:1.6}
.ftr-btm{margin-top:48px;padding-top:24px;border-top:1px solid rgba(255,255,255,.12);
  display:flex;flex-wrap:wrap;gap:16px;justify-content:space-between;font-size:13.5px;color:#8f9bab}
.ftr-btm nav{display:flex;flex-wrap:wrap;gap:18px}

/* ---------- misc ---------- */
.crumb{font-size:13.5px;color:var(--muted);padding:22px 0 0}
.crumb a{color:var(--muted);text-decoration:none}
.crumb a:hover{color:var(--navy)}
.review{background:#fff8e6;border:1px solid #efd9a0;border-radius:12px;padding:14px 16px;font-size:14.5px;color:#6b5418;margin:0 0 26px}
.cta-strip{background:var(--navy);color:#fff;padding:70px 0;text-align:center}
.cta-strip h2{font-size:clamp(24px,3.2vw,34px);letter-spacing:-.022em;margin:0 0 14px;font-weight:650}
.cta-strip p{color:#c1c9d4;max-width:560px;margin:0 auto 28px}
.stats{display:grid;gap:18px;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));margin:0}
.stat{border-top:2px solid var(--gold);padding:18px 0 0}
.stat b{display:block;font-size:28px;font-weight:650;color:var(--navy);letter-spacing:-.02em}
.stat span{color:var(--muted);font-size:14.5px}

@media(max-width:940px){
  .cols{grid-template-columns:1fr}
  .ftr-grid{grid-template-columns:1fr 1fr}
}
@media(max-width:800px){
  nav.main{position:fixed;inset:78px 0 auto;background:#fff;border-bottom:1px solid var(--line);
    flex-direction:column;align-items:stretch;padding:12px;gap:2px;display:none;max-height:calc(100vh - 78px);overflow:auto}
  nav.main.open{display:flex}
  .burger{display:flex}
  .dd-menu,.dd-menu.wide{position:static;display:none;border:0;box-shadow:none;padding:0 0 8px 12px;min-width:0;grid-template-columns:1fr}
  .dd[data-open="1"] .dd-menu,.dd[data-open="1"] .dd-menu.wide{display:block}
  .dd>button{width:100%;text-align:left}
  .hero-in{padding:64px 0 56px}
  .prose{padding-top:52px}
  .band{padding:56px 0}
}
@media(prefers-reduced-motion:reduce){*{transition:none !important;scroll-behavior:auto}}